Important information shared with your important people.

Manage your money and inform your family all on one secure platform.

Achievements

Nurtured by the country’s leading incubators

One of 8 companies to pitch at AIM-iLeap’s Demo Day

India Fund Fest Finalist - 2020

Featured in Financial Express

Benefits

Why Kutumba?

No1

All your financial information in one secure place

Do you often find yourself desperately searching for an important document or record? We know that pain! Kutumba was built to solve that problem. Personal finances today are varied and complex. You need a system more sophisticated than a DIY spreadsheet to keep track of them. We help you digitise all your financial information on one secure platform.

2

Shared access to shared assets

With Kutumba, you and your family can get a complete and accurate picture of your finances at one glance. We make it easy to store, organise and securely share information with the people you choose. Whether it’s your family Netflix payments or life insurance policies, you can make sure your loved ones are informed and feel empowered.

3

Get information customised to your need

Wherever you are in your financial journey now, you’ll have our expertise at your disposal to take the right next steps. Kutumba analyses your finances to help you identify your next milestone asset. We even scope through the fine print of your current financial holdings to make sure you’re leveraging all its benefits and are fully aware of any possible risks.

Take control of your family’s future!

Personas

For Kutumbas of all
forms and sizes

Financial education may seem intimidating, complicated or even boring. Which explains why only 24% of Indian adults are financially literate!* But, we’re here to change all that. Whether you’re a teenager learning to manage your allowance or an adult who wants to have more than a savings account, Kutumba will give you the tools, resources and confidence to make your money work for you.
According to a study conducted by the Global Financial Literacy Excellence Center

Are you getting ready to make a big purchase? Your first house, dream car, new income stream? We understand the time, research, and organisation this requires. With Kutumba, you can organise all your financial commitments in one place so you’re always in control of the big picture. We track existing loans/assets while also suggesting new products based on risks and benefits to help you reach your goals.

Family finances are a team effort. And the best way to keep your family financially safe and responsible is to involve them. Whether it’s your child’s education fund, house/life insurance or retirement plan, make sure the important information is shared with the important people. You can decide which family member can access which information to ensure security and privacy.


Testimonials

1000+ families
trust us..

Kutumba is an app that I have been waiting for! Most of my finances and family’s finances are scattered all over the place. Kutumba ensures that you are in control of all finances that help you make your liabilities into assets.

Ahaan Pandit

Chief Mentor and Advisor

Ahaan Pandit

Chief Mentor and Advisor

Kutumba- an embryonic startup set to mark their presence in the Fintech sector; led by a dedicated, determined & passionate driven team. AIC-RNTU is proud to have Kutumba as our incubated startup and thrilled to share this journey.

Ronald Fernandez

AIC-RNTU

Ronald Fernandez

AIC-RNTU

Kutumba is working towards realizing the vision of financial well being of the Indian family by storing personal finance details, making them discoverable and accessible to family members and uncovering financial assets. The pandemic has made us realise how important financial planning is. In my interaction with the founders, they laid a lot of emphasis on privacy and data security.
26% of the Indian population is less than 14 years of age and their health, success and the future of India largely depends on their financial well being.
Kutumba is definitely focusing on one of the most important needs of societies in developing countries.

Saravanan

Active Member - Indian Startup Ecosystem

Saravanan

Active Member - Indian Startup Ecosystem

“I have used the Kutumba app both for my own use and for use by my clients. I was able to easily add my savings and investments done for my daughter’s education and share this information with her. My clients were able to add their entire financial portfolios (loans, insurance, subscriptions, etc.) very easily and share this information with specific family members. Very useful app and I will continue to share it with my clients.”

G Jagadish

Ex -Banker

G Jagadish

Ex -Banker

I have used the Kutumba app both for my own use and for use by my clients. I was able to easily add my savings and investments done for my daughter’s education and share this information with her. My clients were able to add their entire financial portfolios (loans, insurance, subscriptions, etc.) very easily and share this information with specific family members. Very useful app and I will continue to share it with my clients.

Nagaraj H Thodur

Certified Financial Planner

Nagaraj H Thodur

Certified Financial Planner

FREQUENTLY ASKED QUESTIONS

Your queries answered

100%. Our solution is hosted on AWS (Mumbai region) and the data never leaves this region. Our database is encrypted both at rest and in transit. We will never have access to even a byte of your information, and we will never sell your information to any 3rd party apps.

Nope! We will never ask you for any sensitive financial information. For any financial asset, we only ask that you provide basic identification to help you distinguish your data. For example, to record a health insurance policy, you would need to enter just the policy name and number.

Kutumba is one of the few official partners who are licensed to bring the new account aggregator framework from RBI and Sahamati to life. With the help of platforms like OneMoney, Kutumba will allow you to auto-discover all your assets and liabilities if you choose to.

To share a financial asset with someone, you will first have to add their details (name and contact information) to your list of Kutumba members. Then, simply tag them in whichever asset information you’d like them to have access to. If they don’t already have an account, we will send them a link via SMS/email. After we verify them through a 2-factor authentication process, they can create their own Kutumba account using which they can collaborate and access common information.

Yes! With our Relationship-Based Sharing feature, you are in full control of which Kutumba member can view which data.

Yes! To download a pdf of your financial information, go to the All Wealth page and select the option download from the top menu. 

Yes! To delete your Kutumba account, go to your profile and select the Delete option. Upon confirmation, all your personal information including your assets list will be completely deleted from our servers in an immediate and irreversible process.

Need more information?

We typically reply within a day

Smart and secure Kutumbas are #FamilyGoals

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